Kniru: AI-Powered Finance

Get 70% OFF your first month of Kniru Alpha with code WELCOME.Upgrade to Alpha AI-Powered Personal Finance Manage Your Money, With AI. Track, Manage, and Optimize transactions, investments, loans, and get AI-powered insights for smarter financial decisions. All in one secure platform! Get Started Free See All Features No Credit Card Required Free Forever Plan Cancel Anytime Product Tour See Kniru in Action Watch how you can use Kniru's AI-powered features to track, manage, and optimize your finances in real-time. Features Experience Smarter Money Management See how Kniru transforms your complex finances into a simple and delightful experience. Net Worth Tracker One number that tells your whole story. Watch your net worth grow as you make smart money moves with the help of Kniru AI. Learn More Subscription Manager Catch those sneaky recurring charges before they wreak havoc on your budget. See what you're actually paying for each month. Actionable Spend Analysis Understand your spending by category or merchant without the guilt trip. See patterns, spot opportunities, uncover hidden costs, and save more. Learn More Merchant Insights Find out if that daily Starbucks coffee is really the budget buster everyone says it is. Get clarity on who gets your money instantly. Learn More Search in Natural Language Natural Search Just ask like you would a friend - "show me movie expenses" and done. Kniru AI figures out your intent and shows you the right results. All Finances in One Dashboard One secure dashboard for your entire financial life. Banking, investments, loans, and credit cards - all synced automatically. No more app-hopping to know where you stand. Built with 5+ years of Research. AI Powered Financial Copilot Like having a financial advisor on speed dial. Get straight answers about budgeting, debt, investments, and more when you need them with Kniru AI tailed to your financial habits. Investment & Portfolio Tracker Monitor your stocks, ETFs, and Crypto in real-time. Analyze performance, see dividend trends, and track every investment move at a glance. Investment Trade History Every buy, sell, and dividend - crystal clear. Learn from your wins and misses and drive your investment decisions with data. Debt Tracker From credit card balances to student loans, manage everything in one place. Get proactive alerts on due dates and ways to reduce interest payments. Take control of what you owe and see the fastest path to getting out of debt. Portfolio X-Ray See what your portfolio is really made of. Assess your diversification by sector, industry, and asset class. Spot risks before they spot you. Daily, Weekly & Monthly Reports Stay on top of your finances without lifting a finger. Automated summaries land in your inbox, tailored to your preferences. Backed By Industry Leaders In The Media Podcast Makers Bar Makers Bar Interview with Aayush Chhabra - CEO & Founder of Kniru Article Mint Which apps should you use to track your expenses? Mint explores how Kniru is revolutionizing expense tracking with AI-powered automation and advanced analytics. Read Article FAQQuestions & AnswersEverything you need to know about managing your finances with KniruIs Kniru really free?Yes! Our core features are completely free forever. We believe everyone deserves access to powerful financial tools. Learn more about how we keep Kniru free while maintaining premium service quality.How does Kniru protect my data?Your security is our top priority. We use bank-level encryption, multi-factor authentication, and zero-knowledge architecture. Learn more about our security measures and how we ensure your data stays protected.What makes Kniru's AI special?Our AI is built on 5+ years of research specifically in financial intelligence. Unlike generic AI, Kniru understands complex financial contexts, regulations, and market dynamics. This specialized training means more accurate insights, better recommendations, and truly personalized financial guidance.Which financial accounts can I connect?Kniru seamlessly connects with over 11,000 financial institutions worldwide. This includes banks, credit cards, investment accounts, crypto wallets, and loan providers. Our platform automatically updates and organizes all your financial data in real-time.How do you monetize if it's free?We offer premium AI features for power users who want advanced capabilities. See our transparent monetization approach and how we keep core features free while sustaining our platform.What's your data privacy policy?We never sell or share your personal data. Your Data, Your Ownership! Read our comprehensive privacy principles (No Jargon) to learn about our strict data protection measures and user-first approach. Get started with AI Finance Ready to Take Control of Your Finances? Join thousands of users who trust Kniru's AI-powered platform to transform their financial future. Get started in minutes, completely Free. Get Started Free Explore Features --- Get 70% OFF your first month of Kniru Alpha with code WELCOME.Upgrade to Alpha Simple Pricing Premium Experience, Free Forever 90% of users will never pay a dime. Everyone should have access to the power of Kniru without monthly fees. Our core features are Free, Forever! Start Free Kniru Free Get started with Kniru for free $0 /mo Great for casual users to learn, track, and experiment. 30 Kniru AI Messages Net Worth Tracking Categorical Spend Analysis Subscription Tracking Transactions Tracking and AI Analysis Investment and Portfolio Analysis Loan and Credit Cards Tracking Weekly and Monthly Reports Start Free 🔥 Popular Kniru Pro Get the most out of Kniru with our Pro plan $39.99 /mo Great for students, professionals, and retail investors with financial goals. Everything in Free Plan AI Data Enrichment - Merchant, Category, and Analysis CSV Import/Export (Ability to import and export your data) Refund Tracking Intra Account Transfer Tracking 200 Kniru AI Messages Daily Email Reports AI powered Investment Analysis AI powered Loan Management Priority Support Upgrade Kniru Alpha Get early access to Kniru's new features $99.99 /mo Great for early adopters, high-net-worth individuals, and serious investors. Everything in Pro Plan AI Driven Budgeting (In Beta, Contact us for Access) Goals - Kniru helps you achieve your goals (In Beta, Contact us for Access) 1000 Kniru AI Messages Early access to all new features Exclusive beta testing Priority support Direct channel with founding team Turbo Charge 🚀 All plans include bank-level security and privacy protection. No hidden fees. Questions? Contact us at support@kniru.com Our Business Model How We Keep Kniru Free Most people won't ever need to pay. If you want advanced AI or specialized investment tools, we'll offer paid plans. Here's how we sustain our platform while keeping the basics free. Paid AI Features We'll eventually offer deeper AI insights and specialized analysis under advanced plans—free remains free. Financial Products We plan to offer loans and investment opportunities to our users in the future. We will earn a small fee for each loan or investment. Future Brokerage & Fund Management Long term, we'll make revenue through managed investments and financial instruments—not by paywalling basic features. Get Started Today Ready to Start Free? Get instant access to unlimited account connections, real-time transaction sync, and a powerful (but still basic) AI engine—totally free, forever. Upgrade only if you want advanced AI in the future. Create Free Account Talk to Our Team --- Get 70% OFF your first month of Kniru Alpha with code WELCOME.Upgrade to Alpha Our Story Building Financial Intelligence. We're a team of AI researchers with experience building products used by millions of users. In the past, we have worked at Hedge Funds and Asset Managers like Citadel, BlackRock and conducted AI research at Stanford and University of Washington. Celebrating Growth One Year of Kniru's Launch As we celebrated our first anniversary, we're grateful for our amazing team, early users, and supporters who've been part of this journey to transform personal finance with AI. Why We Built Kniru We were frustrated by the fragmented and expensive tools available for managing personal finances. Most solutions were either too basic or charged premium fees for even the most basic features. Everything felt either overpriced or packed with ads. So we set out to create a finance platform that remains FREE at its core, genuinely helpful, and NEVER sells user data. By combining our expertise in AI and Quant Finance we built Kniru to be what we wished existed: a powerful, comprehensive financial platform that's accessible to everyone. Our Core Beliefs Financial Intelligence should be accessible to everyone, not just the wealthy. Privacy and Security are Non-Negotiable when it comes to personal financial data. Basic financial tools should be free. Charging to see your own data is ridiculous. Privacy is essential. Your data stays yours—no selling or trading. Learn More about Privacy at Kniru. World-class security shouldn't be optional. See How We Protect Your Data. Join Our Team Want to Build the Future of Finance? We're looking for passionate people to join our mission of democratizing financial intelligence. Help us build powerful AI tools that make finance accessible to everyone. View Open Positions Learn About Culture --- Get 70% OFF your first month of Kniru Alpha with code WELCOME.Upgrade to Alpha Core Features Everything you need to master money. Discover the complete suite of features that make Kniru the most powerful personal finance platform ever built. From AI-powered insights to state of the art portfolio management, we've got you covered. Try All Features for Free See Pricing Net Worth Tracker Track your net worth with detailed tooltips and custom date ranges. Learn More Smart Expense Tracking Smart spend analysis that shows where your money really goes - and how to keep more of it. Learn More Like what you see? Let's apply these features to your finances. Join thousands of people using Kniru to build wealth, invest smarter, and achieve their financial goals. Start Free Today View Pricing