Origin

Log InGet Started$1 for 1 YEAR — limited timeOwn your wealth.Origin is your personal AI Financial Advisor.Track your spending, investments, net worth and optimize your financial future—all in one place.Get StartedTrack everything. Ask anything.Simplify your moneyTrack everythingSync all your finances.Connect all your accounts to see your finances in one place—easy to find, easy to understand.MORE ABOUT SPENDINGThis isn't a button, it's magicMonitor your spendingSee every transaction, automatically categorized.Build a budgetAI sets up your budget and helps you track progress all month long.Cancel unwanted subscriptionsFind, manage, and cancel subscriptions in seconds.Ask anythingOrigin AI turns your questions into answers you can trust—with personalized advice, grounded in your data, and delivered instantly.See instant insightsGet clear answers and tailored insights on your portfolio, spending, and goals—in seconds.Unlock deep recapsYour financial life, summarized daily—stay in sync with the markets, the news, and your money.Grow your moneyInvest with intention.Monitor your portfolio in real time and dive deeper into every position with your AI advisor.MORE ABOUT INVESTINGThis isn't a button, it's magicMonitor investment performanceFrom 401(k)s to crypto, track the latest activity across your entire portfolio and compare performance to major indices.Visualize your entire allocationKnow where your money is and whether it matches your goals with a personalized risk profile.Dive into any positionFrom individual stocks to ETFs, get real-time performance, key financials, and personalized insights for every holding.Track what’s nextExplore the market, add assets to your watchlist, and stay ahead with news and AI insights.Forecast your futureModel scenarios—from market shifts to life goals—and see how your money could grow over time.MORE ABOUT FORECASTINGThis isn't a button, it's magicManage money togetherCreate a shared intelligent home for your finances. Add your partner for free.Read what people sayI was able to invite my partner to Origin in just a few clicks, and now we can easily track our spending and savings goals together.ANDREW P.Origin makes spend tracking so easy and simple. It’s so nice to see my net worth and all my finances in one centralized place.SONIA H.All my accounts can connect and everything is accurate and up to date. I love being able to add my partner and work together.ALEX C.Origin is a one-stop shop for everything financial in your life.SARAH W.I was able to invite my partner to Origin in just a few clicks, and now we can easily track our spending and savings goals together.ANDREW P.Origin makes spend tracking so easy and simple. It’s so nice to see my net worth and all my finances in one centralized place.SONIA H.All my accounts can connect and everything is accurate and up to date. I love being able to add my partner and work together.ALEX C.Origin is a one-stop shop for everything financial in your life.SARAH W.I was able to invite my partner to Origin in just a few clicks, and now we can easily track our spending and savings goals together.ANDREW P.Origin makes spend tracking so easy and simple. It’s so nice to see my net worth and all my finances in one centralized place.SONIA H.All my accounts can connect and everything is accurate and up to date. I love being able to add my partner and work together.ALEX C.Discover what's newLaunch deep diveIntroducing The First AI Financial Advisor with Full-Context Reasoning Regulated by the SECRead moreTechnical overviewHow We Built the First AI Financial Advisor with Full-Context Reasoning Regulated by the SECRead morePRODUCT UPDATEOrigin Launches AI Budget Builder: A Smarter, Simpler Way to Take Control of Your Moneyread more$1 for 1 YEAR — limited timeDownload OriginJoin 100k+ users for only $1 for 1 year.Get startedThe GistSign up for our newsletter to get actionable insights about your next money moves, right to your inbox.Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.ProductsInvestingSpendingForecastingCouplesResourcesTaxesFor EmployersGet a demoEmployersResourcesCompanyCareers(opens a different website in new window)Help CenterLegalDownload the Origin AppDownload Origin on the App Store (opens in new window)Download Origin on the Play Store (opens in new window)Download the desktop appDownload Origin for Mac (opens in new window)macOS Catalina 10.15 or higher is recommendedFollow usFollow Origin on X (opens in new window)Follow Origin on LinkedIn (opens in new window)Follow Origin on Instagram (opens in new window)Follow Origin on Reddit (opens in new window)Subscribe to Origin on YouTube (opens in new window)Log InGet Started©2026 Blend Financial Inc. dba Origin Financial. Blend Financial Inc. DBA Origin Financial is not affiliated with Origin Bancorp. Origin is an online service providing legal forms and information. Origin is not a law firm, and Origin does not provide legal advice.Certified Financial Planner Board of Standards Center for Financial Planning, Inc. (“CFP Board Center for Financial Planning”) owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc. (“CFP Board of Standards”), which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. Origin is not affiliated with, endorsed by, or certified by CFP Board Center for Financial Planning or CFP Board of Standards.Origin's app was named 'Best Budgeting App' by Forbes Magazine in July 2024, reflecting its user experience and features. No compensation was given or received for this award. This award is unrelated to Origin's investment advisory services.Investment advisory services are offered through Origin Investment Advisory LLC, a Registered Investment Advisor registered with the U.S. Securities and Exchange Commission and a wholly-owned subsidiary of Blend Financial Inc. DBA Origin Financial. All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy. For additional important risks, disclosures, and information, please visit https://www.useorigin.com/legal. Origin investment accounts have 0.00% expense ratios. Expenses charged by our custodian, DriveWealth, may still apply to Origin investment accounts. A list of all possible fees charged by our custodian is presented as part of the account opening process.Blend Financial Inc. DBA Origin Financial and its affiliated entities (collectively, “Origin”) are not banks, and Origin is not an FDIC-insured depository institution. The Cash Management Account (the “Account”) is not a checking or savings account. The Account is offered within the Origin application, through a sweep arrangement with DriveWealth LLC, utilizing DriveWealth's program banks (each, a “Program Bank”, and together, the “Program Banks”). Balances associated with the Account are held by the Program Banks and protected by the FDIC’s insurance coverage up to the maximum deposit insurance limits through the applicable Program Bank. APY is variable and subject to change at any time without notice. No minimum opening deposit or minimum balance is required. The above testimonials are from actual clients and users of Origin. These clients have not been compensated for their testimonials. The experiences and opinions expressed are their own and may not be representative of the experiences of all clients. Individual results may vary. While no compensation was provided, a conflict of interest may still exist. --- Log InGet Started$1 for 1 YEAR — limited timeTrack your spendingSee your spending clearly with AI that shows where your money goes, and what it means for you.Get StartedHow much did I Track everything. Ask anything.Monitor every transactionTrack every dollar across all your accounts in one place—clean, connected, and always up to date.Visualize your entire allocationKnow where your money is and whether it matches your goals with a personalized risk profile.Control on your next moveSee exactly what you're paying for and cancel what you don't need.Ask about your spendingGet the answers you need to get clarity and make better financial decisions.Where can I save an extra $500 a month?How much did I spend on groceries last month?Where can I save an extra $500 a month?How am I tracking towards my budget?Tap into your transactionsOrigin’s AI outperforms human advisors and leading LLM models in delivering personalized financial advice.Origin is the first AI financial advisor designed for contextual reasoning to deliver advice that’s not only fluent, but grounded in your actual financial life.SEC-Registered Investment AdvisorAnalysis of your spendingAI reviews your past 6 months to show income, spending, and buffer trends—so you know where you stand and what to adjust.Weekly recapsYour financial life, summarized daily—stay in sync with the markets, the news, and your money.Budgeting done for youOur AI reviews your income and spending to create a personalized budget in seconds.Suggested budgetBased on your past income and spending, AI recommends a monthly budget that builds in savings and keeps your cash flow positive—so you can move forward with confidence.Budget trackingKeep your income and expense in sync with real-time AI insights.Connect all your accountsConnect accounts seamlessly and see everything in one app.Answers to your questionsCan I add my partner to Origin?Yes. Origin offers partner access so you can manage your finances together at no additional cost. You’ll be able to filter transactions by member—making it easy to see which spending is yours and which belongs to your partner.Can I edit or add transactions?Yes. You can edit existing transactions and add new ones directly in Origin, so your records stay accurate and personalized.Which systems does Origin use to connect accounts?Origin connects securely through trusted partners including Plaid, MX, and Mastercard.Can I import transactions?Yes. Origin supports CSV uploads. You can upload a .csv file of your transactions, and we’ll import them into your account.Is it safe to connect my accounts?Yes. Your data is protected with bank-level security and advanced encryption. When you connect accounts through Origin, your login credentials are never shared with us. Instead, our partners generate secure tokens that let Origin access only the data you authorize—keeping your personal information private while enabling personalized insights.Can I categorize my spending?Yes. You have full control to organize your spending in Origin. Transactions are automatically categorized by Origin, but you can always edit categories, add your own tags, and filter transactions however you like—so your spending reflects the way you actually manage money.$1 for 1 YEAR — limited timeDownload OriginJoin 100k+ users for only $1 for 1 year.Get startedThe GistSign up for our newsletter to get actionable insights about your next money moves, right to your inbox.Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.ProductsInvestingSpendingForecastingCouplesResourcesTaxesFor EmployersGet a demoEmployersResourcesCompanyCareers(opens a different website in new window)Help CenterLegalDownload the Origin AppDownload Origin on the App Store (opens in new window)Download Origin on the Play Store (opens in new window)Download the desktop appDownload Origin for Mac (opens in new window)macOS Catalina 10.15 or higher is recommendedFollow usFollow Origin on X (opens in new window)Follow Origin on LinkedIn (opens in new window)Follow Origin on Instagram (opens in new window)Follow Origin on Reddit (opens in new window)Subscribe to Origin on YouTube (opens in new window)Log InGet Started©2026 Blend Financial Inc. dba Origin Financial. Blend Financial Inc. DBA Origin Financial is not affiliated with Origin Bancorp. Origin is an online service providing legal forms and information. Origin is not a law firm, and Origin does not provide legal advice.Certified Financial Planner Board of Standards Center for Financial Planning, Inc. (“CFP Board Center for Financial Planning”) owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc. (“CFP Board of Standards”), which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. Origin is not affiliated with, endorsed by, or certified by CFP Board Center for Financial Planning or CFP Board of Standards.Origin's app was named 'Best Budgeting App' by Forbes Magazine in July 2024, reflecting its user experience and features. No compensation was given or received for this award. This award is unrelated to Origin's investment advisory services.Investment advisory services are offered through Origin Investment Advisory LLC, a Registered Investment Advisor registered with the U.S. Securities and Exchange Commission and a wholly-owned subsidiary of Blend Financial Inc. DBA Origin Financial. All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy. For additional important risks, disclosures, and information, please visit https://www.useorigin.com/legal. Origin investment accounts have 0.00% expense ratios. Expenses charged by our custodian, DriveWealth, may still apply to Origin investment accounts. A list of all possible fees charged by our custodian is presented as part of the account opening process.Blend Financial Inc. DBA Origin Financial and its affiliated entities (collectively, “Origin”) are not banks, and Origin is not an FDIC-insured depository institution. The Cash Management Account (the “Account”) is not a checking or savings account. The Account is offered within the Origin application, through a sweep arrangement with DriveWealth LLC, utilizing DriveWealth's program banks (each, a “Program Bank”, and together, the “Program Banks”). Balances associated with the Account are held by the Program Banks and protected by the FDIC’s insurance coverage up to the maximum deposit insurance limits through the applicable Program Bank. APY is variable and subject to change at any time without notice. No minimum opening deposit or minimum balance is required. The above testimonials are from actual clients and users of Origin. These clients have not been compensated for their testimonials. The experiences and opinions expressed are their own and may not be representative of the experiences of all clients. Individual results may vary. While no compensation was provided, a conflict of interest may still exist. --- Log InGet Started$1 for 1 YEAR — limited timeInvest with intentionSee your portfolio clearly with AI that shows how you’re invested and what it means for your future.Get StartedHTrack everything. Ask anything.See beyond the numbersAll your investments, finally in one place—kept in sync with real-time AI insights.Monitor real-time performanceSee how your investments are performing—today and over time. Compare your portfolio to major indices like the S&P 500 to stay grounded in the bigger picture.Visualize your entire allocationKnow where your money is and whether it matches your goals with a personalized risk profile.Dive into every positionKnow exactly what you're holding, how it's performing, and why it matters to your portfolio.Know what the experts thinkView real time analyst ratings on every holding in your portfolio.Stay ahead of earnings seasonCompare earnings estimates to actual results to track company performance over time.Dig into the fundamentalsAccess financial statements, growth metrics, and key details on every company in your portfolio.Expand your portfolioTrack daily moves, spot long-term trends, and get rich insights—complete with analyst commentary and performance history.Keep an eye on your next moveAdd stocks, ETFs, or crypto to custom watchlists and monitor performance in real time.Know what’s moving today and whyExplore sector trends, breaking news, and daily performance snapshots across asset classes.Spot trends before they take offTrack emerging markets like crypto, follow earnings calendars, and get a clearer view of what’s next.Search opportunities tailored to youCreate watchlists like "top companies with female CEOs" or "what stocks benefit from inflation" .Ask about your investmentsGet the answers you need to get clarity and make better financial decisions.Have tariffs impacted my portfolio?How does my portfolio compare to the S&P 500?Have tariffs impacted my portfolio?Am I over exposed in tech stocks?Tap into your portfolioOrigin AI turns your questions into answers you can trust—with personalized advice, grounded in your data, and delivered instantly.Origin’s AI outperforms human advisors and leading LLM models in delivering personalized financial advice.SEC-Registered Investment AdvisorPersonalized market moving newsGet clear answers and tailored insights on your portfolio, spending, and goals—in seconds.Daily market briefsYour financial life, summarized daily—stay in sync with the markets, the news, and your money.Grow your wealthMore than a place to hold your investments—a platform built to grow them. No AUM fees, no distractions, just real results.High-Yield Cash AccountEarn more on your idle cash with a high-yield account—FDIC-insured through our partner bank, with no minimums and no hassle.Automated Index InvestingA personalized, low-costindex portfolio—automated, rebalanced, and built without AUM fees.Thematic Stock BundlesInvest in what matters to you with curated stock collections—organized by industries, trends, and values you believe in.Connect all your accountsConnect accounts seamlessly and see everything in one app.Answers to your questionsWhat kinds of investments can I track in Origin?You can connect brokerage, retirement, and crypto accounts to see all your investments in one place. Origin also supports tracking of stocks, ETFs, mutual funds, bonds, and alternative assets via CSV upload.Does Origin provide insights on my portfolio?Yes. With Origin AI, you get plain-language insights about your allocation, risk, and performance. You’ll also see analyst ratings, earnings estimates, fundamentals, and market news to keep you informed.How are Origin’s investment accounts different from competitors?Origin doesn’t charge asset under management (AUM) fees. That means more of your returns stay with you. Over time, an investor contributing regularly could save tens or even hundreds of thousands of dollars by avoiding AUM fees.How much money do I need to get started?There’s no minimum. You can begin investing with as little as $1. Whether you’re just starting or already have experience, you can open an Origin investment or cash account and start building wealth at your own pace.Is my money secure with Origin?Yes. Security is our top priority. Any money you invest through Origin is held by our custodian, DriveWealth, and is protected up to $500,000 through SIPC insurance (including $250,000 for cash). Our Cash Account is FDIC-insured up to $250,000 through partner banks.Beyond that, we use advanced encryption, hardware security keys, and rigorous third-party audits to safeguard your data and accounts.$1 for 1 YEAR — limited timeDownload OriginJoin 100k+ users for only $1 for 1 year.Get startedThe GistSign up for our newsletter to get actionable insights about your next money moves, right to your inbox.Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.ProductsInvestingSpendingForecastingCouplesResourcesTaxesFor EmployersGet a demoEmployersResourcesCompanyCareers(opens a different website in new window)Help CenterLegalDownload the Origin AppDownload Origin on the App Store (opens in new window)Download Origin on the Play Store (opens in new window)Download the desktop appDownload Origin for Mac (opens in new window)macOS Catalina 10.15 or higher is recommendedFollow usFollow Origin on X (opens in new window)Follow Origin on LinkedIn (opens in new window)Follow Origin on Instagram (opens in new window)Follow Origin on Reddit (opens in new window)Subscribe to Origin on YouTube (opens in new window)Log InGet Started©2026 Blend Financial Inc. dba Origin Financial. Blend Financial Inc. DBA Origin Financial is not affiliated with Origin Bancorp. Origin is an online service providing legal forms and information. Origin is not a law firm, and Origin does not provide legal advice.Certified Financial Planner Board of Standards Center for Financial Planning, Inc. (“CFP Board Center for Financial Planning”) owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc. (“CFP Board of Standards”), which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. Origin is not affiliated with, endorsed by, or certified by CFP Board Center for Financial Planning or CFP Board of Standards.Origin's app was named 'Best Budgeting App' by Forbes Magazine in July 2024, reflecting its user experience and features. No compensation was given or received for this award. This award is unrelated to Origin's investment advisory services.Investment advisory services are offered through Origin Investment Advisory LLC, a Registered Investment Advisor registered with the U.S. Securities and Exchange Commission and a wholly-owned subsidiary of Blend Financial Inc. DBA Origin Financial. All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy. For additional important risks, disclosures, and information, please visit https://www.useorigin.com/legal. Origin investment accounts have 0.00% expense ratios. Expenses charged by our custodian, DriveWealth, may still apply to Origin investment accounts. A list of all possible fees charged by our custodian is presented as part of the account opening process.Blend Financial Inc. DBA Origin Financial and its affiliated entities (collectively, “Origin”) are not banks, and Origin is not an FDIC-insured depository institution. The Cash Management Account (the “Account”) is not a checking or savings account. The Account is offered within the Origin application, through a sweep arrangement with DriveWealth LLC, utilizing DriveWealth's program banks (each, a “Program Bank”, and together, the “Program Banks”). Balances associated with the Account are held by the Program Banks and protected by the FDIC’s insurance coverage up to the maximum deposit insurance limits through the applicable Program Bank. APY is variable and subject to change at any time without notice. No minimum opening deposit or minimum balance is required. The above testimonials are from actual clients and users of Origin. These clients have not been compensated for their testimonials. The experiences and opinions expressed are their own and may not be representative of the experiences of all clients. Individual results may vary. While no compensation was provided, a conflict of interest may still exist. --- Log InGet Started$1 for 1 YEAR — limited timeForecast your futureGet clear on your future and see how major life events can shape your money over time.Get StartedWhat Track everything. Ask anything.Create a plan you can followModel your financial futureEasily explore how small changes today can have big impact tomorrow.MORE ABOUT FORECASTINGPlan for life’s momentsAdd any milestones to your Forecast, from family planning to unexpected windfalls, and understand how they can change your path.Changing jobsBuying a homeGetting MarriedRetiringChanging jobsChanging jobsChanging jobsChanging jobsChanging jobsChanging jobsChanging jobsChanging jobsAsk about yourfutureGet the answers you need to get clarity and make better financial decisions.If I have a second kid can I still retire by 60?What if I want to move to NYC?If I have a second kid can I still retire by 60?What if I want to buy a 1.2M home this year?Plans you can trustExplore how creating a Forecast helps people at every life stage – whether you’re building wealth, starting a family, or thinking about what’s next.Turn questions into plansFrom raises to real estate to retirement, ask your biggest money questions and learn how life events can impact your finances.Understand the trade-offsGet an easy to understand summary of how a big life change impacts your Forecast.Make your forecast yoursSee your future shift in real time as you add milestones or adjust your plan’s assumptions.Plan your next moveMake your goals a reality with expert-backed recommendations you can apply to your plan in seconds.Project your successSee an instant projection of your net worth and cash flow based on your finances today and goals for tomorrow.Answers to your questionsHow does Forecasting work?Origin’s Forecasting tool helps you plan ahead by showing how life events, spending choices, and income changes could affect your long-term finances. It combines your connected financial data with industry-standard modeling techniques—including Monte Carlo simulations—to project your net worth, cash flow, and retirement readiness over time.You can add events like a home purchase, career change, or having a child to see how they impact your money. Forecasting also factors in taxes, inflation, investment growth, and Social Security. You’ll see a range of possible outcomes and your estimated probability of success—so you can make confident decisions today that shape your future. [Read our full Methodology here.]Can I add my partner to my forecast?Yes. If you share finances, you can include your partner’s income, savings, and goals for a complete household view. You can either invite your partner to join your Origin account or add their assets manually when setting up your first forecast.Is Forecasting free?Yes. Forecasting is included with every Origin membership. If you’re a paying member or currently on a free trial, you already have access.How accurate are the forecasts?Forecasts are designed to give you a realistic, data-driven picture of potential outcomes—not guarantees. They’re based on your inputs, market assumptions, and historical data. Your results will vary as markets, taxes, and personal circumstances change. That’s why you can update your forecast anytime to stay on track.Can Origin’s Forecasting tool give me specific financial advice?Forecasting is built to project your financial future and show how different scenarios might play out. While it provides powerful insights, it’s not a substitute for personalized advice from a financial planner. For tailored guidance, you can also book sessions with a Certified Financial Planner® (CFP®) directly through Origin.$1 for 1 YEAR — limited timeDownload OriginJoin 100k+ users for only $1 for 1 year.Get startedThe GistSign up for our newsletter to get actionable insights about your next money moves, right to your inbox.Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.ProductsInvestingSpendingForecastingCouplesResourcesTaxesFor EmployersGet a demoEmployersResourcesCompanyCareers(opens a different website in new window)Help CenterLegalDownload the Origin AppDownload Origin on the App Store (opens in new window)Download Origin on the Play Store (opens in new window)Download the desktop appDownload Origin for Mac (opens in new window)macOS Catalina 10.15 or higher is recommendedFollow usFollow Origin on X (opens in new window)Follow Origin on LinkedIn (opens in new window)Follow Origin on Instagram (opens in new window)Follow Origin on Reddit (opens in new window)Subscribe to Origin on YouTube (opens in new window)Log InGet Started©2026 Blend Financial Inc. dba Origin Financial. Blend Financial Inc. DBA Origin Financial is not affiliated with Origin Bancorp. Origin is an online service providing legal forms and information. Origin is not a law firm, and Origin does not provide legal advice.Certified Financial Planner Board of Standards Center for Financial Planning, Inc. (“CFP Board Center for Financial Planning”) owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc. (“CFP Board of Standards”), which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. Origin is not affiliated with, endorsed by, or certified by CFP Board Center for Financial Planning or CFP Board of Standards.Origin's app was named 'Best Budgeting App' by Forbes Magazine in July 2024, reflecting its user experience and features. No compensation was given or received for this award. This award is unrelated to Origin's investment advisory services.Investment advisory services are offered through Origin Investment Advisory LLC, a Registered Investment Advisor registered with the U.S. Securities and Exchange Commission and a wholly-owned subsidiary of Blend Financial Inc. DBA Origin Financial. All investments involve the risk of loss and the past performance of a security or a financial product does not guarantee future results or returns. You should consult your legal, tax, or financial advisors before making any financial decisions. This material is not intended as a recommendation, offer, or solicitation to purchase or sell securities, open a brokerage account, or engage in any investment strategy. For additional important risks, disclosures, and information, please visit https://www.useorigin.com/legal. Origin investment accounts have 0.00% expense ratios. Expenses charged by our custodian, DriveWealth, may still apply to Origin investment accounts. A list of all possible fees charged by our custodian is presented as part of the account opening process.Blend Financial Inc. DBA Origin Financial and its affiliated entities (collectively, “Origin”) are not banks, and Origin is not an FDIC-insured depository institution. The Cash Management Account (the “Account”) is not a checking or savings account. The Account is offered within the Origin application, through a sweep arrangement with DriveWealth LLC, utilizing DriveWealth's program banks (each, a “Program Bank”, and together, the “Program Banks”). Balances associated with the Account are held by the Program Banks and protected by the FDIC’s insurance coverage up to the maximum deposit insurance limits through the applicable Program Bank. APY is variable and subject to change at any time without notice. No minimum opening deposit or minimum balance is required. The above testimonials are from actual clients and users of Origin. These clients have not been compensated for their testimonials. The experiences and opinions expressed are their own and may not be representative of the experiences of all clients. Individual results may vary. While no compensation was provided, a conflict of interest may still exist.