Alphanso

Log inWatch demoWealth advisory for modern ageComprehensive personal guidance by seasoned experts, backed by proactive technology all at - 0% AUM feesWatch demoTrusted by employees of some of the top firmsHuman wisdom, tech precisionTrusted advisors. Elevated by intelligence.Combine experience with cutting edge technology - advice as powerful as its thoughtful.Talk to an advisorSeasoned & certifiedEach advisor brings deep experience and credentials offering clarity through every financial decision.AI‑Powered insightOur advisors leverage our proprietary AI technology to deepen analysis and uncover opportunities others miss.Fiduciary standardAlways in your best interest. Our advisors are legally and ethically bound to never work for commissions or asset-based fees.Relationship drivenOur advisors take time to understand not just your portfolios - but also your life. A relationship you can trust for generations.A complete wealth management platform with 0% AUMWatch demoOne stop wealth managementInvestments, taxes, estate, insurance, debt, and goals integrated into one coordinated plan.Your accounts, your controlNo mandatory transfers or minimums. Keep your current accounts, choose DIY, guided or managed access, and work at your pace.Human + TechExperienced advisors paired with hedge fund grade tools to act before opportunities passEverything wealth advisory needs, nothing it doesn'tOne place, every aspect of your financeEquityBondsPrivateInvestments - track, plan & growGet equity, bonds, IRA, private and international market strategies. Bespoke to you.WillstrustsPOALegalEstate planning - pass on wealthWills, trusts, and POAs made simple - with expert guidance to secure your loved ones and intentions.Loss harvestingRoth movesFilingTax planning - keep more, stress lessOptimize returns with year-round tax strategies, harvesting, and planning - so there are no surprises.BudgetCashflowNetworth trackFinancial wellness - feel in controlManage cash flow, cut debt, and create budgets that fit your life - not the other way around.RefinanceCredit linesConsolidationSmart debt analysis & solutionsTrack debt, compare options, get refinancing alerts, and plan smarter payoffs-all in one place.Debt consolidationMortgageLoansInsurance - protect what mattersReview existing policies, compare new quotes, and use smart strategies—like laddering—to get the right coverage at the right price.FIREMilestonesSimulatorsGoal planning - stay on trackSet and track objectives - from buying a home to early retirement - with clear, real-time planning tools.ExpertiseFrom first call to lifelong relationship1Quick qualification callStart with a 30-minute call to assess fit and unlock access to Alphanso’s full platform.2Sign up & choose planCreate your account, select a plan, and get matched with your advisor.3Align with your advisorExplore your 360° Dashboard, and get your first strategy recommendations.4Manage wealth, your wayFine-tune your plan and learn how we’ll manage your financial life for the long term.Watch DemoYour trust, our priorityWe protect your wealth and your interests with the same care we’d give our own.Learn moreData & Asset SecurityEncrypted end-to-end. Managed portfolios are held with Schwab for institutional-grade safety.Your Accounts, Your ControlKeep assets where they are; choose read-only or read/write access.Privacy and TransparencyWe never sell your data or push products you don’t need.Fiduciary CommitmentLegally bound to put your interests first, with unbiased advice, always in your interest.Hear from our usersAlphanso advisory went the extra mile to help me with past tax filings, set up my W-4 during my job transition, built a solid financial structure, and provided recommendations that significantly outperformed what I had before.Advanced UserSenior Director, Mckinsey, NJThey wrapped up two years of half‑finished tax returns, showed us how maxing my HSA could trim thousands off our joint AGI, and gave straightforward tips to tap those funds tax‑free. Now our money feels organized, and so do we.Advanced UserLinkedin and Lucid MotorsAlphanso helped us park our extra cash in tax advantage vehicles. They've experts on California taxes and meta equity plan which was helpful. The strategies are personalized and the advisory team is very responsive."Advanced UsersMeta and StitchfixIts the best of both worlds: I still steer my own portfolio, but whenever I have a question I can hop on a call or email my advisor and get thoughtful, jargon‑free advice within hours. Saved me days of second‑guessing, all without pressuring me to transfer assets or abandon my DIY style.Advanced UserEngineering Manager, AppleThe advisory team has been really helpful, they helped me get tax benefits on my idle liquid investments.Essential UserML Engineer, ToyotaCase studiesProven results in actionMicrosoftTax OptimizationVikram had a "simple" setup. It was quietly costing him $18,000 a year.Independent PracticeTax ReductionS-Corp & Retirement PlanningA doctor earning $600K finally stopped overpaying the IRSAmazonRSU DiversificationTax PlanningAn Amazon engineer stopped sitting on $400K of company stock and finally slept.MetaEstimated Tax PaymentsTaxes From RSU windfall to penalty-proof paychecksPortfolio DiversificationGoal PlanningFrom Series A liquidity to lasting security: transforming shares into a diversified planFAQsDo I have to move my accounts to Alphanso?No. Keep your accounts where they are and link them securely.What does being a fiduciary mean?It means we’re legally and ethically bound to put your interests first, every time.How quickly can I speak with my advisor?Every client gets a response within 24 hours.What’s included in the trial?For 14 days, you get full access to your advisor, tailored strategies, and our platform tools.Who holds my assets in a managed account?Charles Schwab serves as custodian for all managed portfolios.Do I need to sell my securities to open a managed account?No, it’s simply an ACATS transfer, which moves your existing holdings in-kind to our custodian (Schwab) without triggering a taxable sale. Your portfolio stays intact, and we’ll only make changes you agree to.What if my advisor isn’t a good fit?Just let us know. You can request to be matched with another advisor, or you can ask for a full refund during your trial. Our goal is to make sure you feel confident, comfortable, and fully supported.FAQsDo I have to move my accounts to Alphanso?No. Keep your accounts where they are and link them securely.What does being a fiduciary mean?It means we’re legally and ethically bound to put your interests first, every time.How quickly can I speak with my advisor?Every client gets a response within 24 hours.What’s included in the trial?For 14 days, you get full access to your advisor, tailored strategies, and our platform tools.Who holds my assets in a managed account?Charles Schwab serves as custodian for all managed portfolios.Do I need to sell my securities to open a managed account?No, it’s simply an ACATS transfer, which moves your existing holdings in-kind to our custodian (Schwab) without triggering a taxable sale. Your portfolio stays intact, and we’ll only make changes you agree to.What if my advisor isn’t a good fit?Just let us know. You can request to be matched with another advisor, or you can ask for a full refund during your trial. Our goal is to make sure you feel confident, comfortable, and fully supported. --- Log inWatch demo14-day free trialFlat fee - real valueSimple & transparent pricingNo AUM fees, no commissions, and no surprises - just expert planning at a fixed rate.QuarterlyYearlySave 25%Essential$400 /quarterlyPopular with individuals with $500k–$1M net worthGet StartedIncludes:Dedicated human advisor accessUnlimited advisor chats (24-hour SLA)4 advisor deep dive sessions annuallyConsolidated dashboard accessPersonalized financial planningPortfolio analysis & recommendationsWhat-if scenario simulations & Monte-Carlo projectionsNet-worth, cashflow, budget & debt optimizationTax-loss harvestingFederal + state tax filingInsurance planning & coverage review1 user profileSee full comparisonAdvanced$800 /quarterlyPopular with couples and high-earners with $1M–$3M net worthGet StartedEverything in Essential +6 advisor deep dive sessions annuallyDirect IndexingRSU, ISO, and ESPP equity planningGolden PortfolioTM accessAlphanso managed portfoliosMega & Backdoor Roth strategyReal estate consultingTax credit, deduction & AMT optimizationCross-border tax supportFederal + state tax filing (upto 1 K-1 included)Will & trust setup guidancePlan with your partner (2 user profiles)See full comparisonElite$2,400 /quarterlyPopular with HNIs, SMB owners, families with $3M+ net worthGet StartedEverything in Advanced+On-demand deep dive sessionsPriority messaging (<4-hour SLA)Advanced tax mitigation for accredited investors (oil & gas, solar, real-estate and more)Inheritance, charitable giving strategiesMulti-year tax optimizationUnlimited K-1s, multi-state & complex filings*Complete estate strategy with attorney fees includedPrivate equity & alternative investmentsInternational investment exposureLLC setup & business structuringSee full comparisonEssential$1,200 /yearlyPopular with individuals with $500k–$1M net worthGet StartedIncludes:Dedicated human advisor accessUnlimited advisor chats (24-hour SLA)4 advisor deep dive sessions annuallyConsolidated dashboard accessPersonalized financial planningPortfolio analysis & recommendationsWhat-if scenario simulations & Monte-Carlo projectionsNet-worth, cashflow, budget & debt optimizationTax-loss harvestingFederal + state tax filingInsurance planning & coverage review1 user profileSee full comparisonAdvanced$2,400 /yearlyPopular with couples and high-earners with $1M–$3M net worthGet StartedEverything in Essential +6 advisor deep dive sessions annuallyDirect IndexingRSU, ISO, and ESPP equity planningGolden PortfolioTM accessAlphanso managed portfoliosMega & Backdoor Roth strategyReal estate consultingTax credit, deduction & AMT optimizationCross-border tax supportFederal + state tax filing (upto 1 K-1 included)Will & trust setup guidancePlan with your partner (2 user profiles)See full comparisonElite$7,200 /yearlyPopular with HNIs, SMB owners, families with $3M+ net worthGet StartedEverything in Advanced+On-demand deep dive sessionsPriority messaging (<4-hour SLA)Advanced tax mitigation for accredited investors (oil & gas, solar, real-estate and more)Inheritance, charitable giving strategiesMulti-year tax optimizationUnlimited K-1s, multi-state & complex filings*Complete estate strategy with attorney fees includedPrivate equity & alternative investmentsInternational investment exposureLLC setup & business structuringSee full comparisonFind the right fit for your wealthWalk through our platform with an expert and find the right strategy for your goals.Schedule demoFull feature comparisonFeature details14-day free trial on all plansGet StartedEssential$1,200 /yearlyAdvanced$2,400 /yearlyElite$7,200 /yearlyWEALTH DESKDedicated advisorYour dedicated expert who knows your full storyUnlimited messaging24/7 human advisor access - replies within 24 hoursDeep-dive planning meetings1:1 hourly session with your advisor for bespoke planning4/year6/yearOn demandOn-demand reviewGet your accounts, investments, cashflows reviewed by advisor anytimeConsolidated dashboardTrack all your assets and liabilities on digital hub - web & mobile on-the-goAI-powered guidanceGet AI powered nudges for real-time suggestionsJoint account supportPlan finances with your partner-INVESTMENT MANAGEMENTPortfolio construction and recommendationAnalyse existing portfolios or create new based on your goalsRisk profile assessmentUnderstand risky investments, mitigation opportunitiesWhat-if scenario simulationsPreview how life changes shape your financial futureMonte-carlo simulationsVisualize market uncertanities and "chance of success" scoringGolden Portfolio accessInvest in Alphanso proprietery portfolios geared towards Alpha generation-Managed portfoliosPowered by Schwab - no stress, no additional fee-Instruments research & analysisExplore investment thesis and ML ratings of 10,000+ stocks, ETFS, bonds-Direct IndexingHarvest losses with direct investing while mimicking favorite ETFs-International investment exposureExplore international markets and invest in growing economies--TAX PLANNINGTax-efficient financial planningStructure your finances to legally minimize taxes year after yearTax Loss HarvestingOffset gains by realizing losses at the right timeCredits & deductionsIdentify every credit and deduction you qualify for-Tax projectionsSee future tax outcomes before you make big decisions-Roth conversionsOptimize Backdoor and Mega Backdoor Roth opportunities-Advanced tax strategiesUse powerful HNW strategies like oil, solar, and CRUTs--Multi-year tax optimizationsSmooth taxes across years - AMT planning and more--TAX FILINGFederal tax returnSingle or household - prepare and file your complete federal tax return122Past-year reviewsReview and validate prior-year tax filings-Amended returnsCorrect or improve filings from previous years-$300 per filing2 filingsState filingsPrepare and file state tax returns seamlessly122+FBAR + FATCA filingStay compliant with foreign account reporting rules-Filing for K1sHandle partnership, private equity, and fund K-1s-1Rental filingsFile taxes for real estate and rental income--BUDGET & CASHFLOWCashflow optimizationSee where your money goes and improve what staysDebt repayment strategyPay down debt using the smartest order and timingReverse budgetingBuild savings automatically without changing your lifestyleEmployer benefits optimizationChoose the best options during employer open enrollmentEmployer plans guidanceMaximize value from 401k, HSA, FSA, and moreHYSA and bond ladder planningInvest in low risk assets-RETIREMENT/GOAL PLANNINGPersonalized retirement roadmapKnow exactly when and how you can stop working401(k) consolidationSimplify multiple retirement accounts into one strategyIRA managementOptimize Roth, traditional IRA contributions-Life modelingModel marriage, kids, and home purchases in your planIncome planningOptimize Social Security, pensions, and annuity income planning-Withdrawal strategyDraw retirement income in the most tax-efficient way-Healthcare planningPlan for medical and long-term care expenses-College planningProject 529 savings and future education costs-INSURANCE PLANNINGCoverage analysisReview life, disability, and liability protectionEmployer insurance benefitsOptimize health, life, and workplace insurance choicesOutside-of-work insurance planningIndividual coverage on life, health, home and auto-EQUITY COMPENSATION PLANNINGGrant optimizationOptimize RSUs, ISOs, and NSOs for taxes and timing-Diversification strategyReduce stock concentration without unnecessary tax impact-AMT analysisAvoid surprise tax bills from option exercises-QSBS PlanningMaximize startup stock tax exclusions-10b5-1 plansSet compliant trading plans for large equity holdings--Secondary sale planningPlan private stock sales and liquidity events--Options trading strategyDecide when to exercise, sell options for income generation and hedging--ESTATE PLANNINGEstate plan guidanceUnderstand how your assets will transfer to loved ones-Charitable giving strategiesGive more while reducing taxes and preserving wealth-Inheritance planningTax-efficient wealth transfer across generations-Plan reviewEvaluate and improve existing estate documents--Will creationCreate a legally valid last will and testament--Trust creationSet up a revocable living trust--Legal directivesCreate power of attorney and medical directives--GuardianshipNominate guardians for children and dependents--REAL ESTATE PLANNINGLending strategyOptimize mortgages, leverage, and liquidity-Property modelingUnderstand rental cashflow and long-term returns--Depreciation reviewMaximize tax benefits from property depreciation--Hold-sell analysisDecide whether to keep or sell properties--Ownership planningChoose the best legal and tax structure--Rental filingsHandle tax filing for rental properties--SELF-EMPLOYMENT PLANNINGRetirement contributionsMaximize Solo 401k, SEP, and retirement savings-Entity structureChoose the best business structure for taxes--Business deductionsIdentify and maximize business tax write-offs--Exit planningPlan for selling or transitioning your business--Owner tax strategiesAdvanced tax planning for LLC and S-Corp owners--INTERNATIONAL PLANNINGOverseas relocationPlan finances for moving or retiring outside the US-Cross-border tax filingFile seamlessly across countries - India, Canada, Singapore-Foreign incomeOptimize foreign income exclusions and credits--Expat supportGet tax and planning support while working abroad--ALTERNATIVE INVESTMENTSPrivate investmentsEvaluate startups, private equity, and alternative assets--Capital callsPlan liquidity for fund capital calls--Deal evaluationAssess risks and returns before committing capital--Ready to build your wealth?Book your demo and free discovery session in under 2 minutes.Book a free discovery sessionOops! Something went wrong while submitting the form.What to expect from your sessionMeet one of our advisors and product overviewShare your financial goals - no prep requiredSee how we can support your situationIf it's a fit, join happy flock of customersFAQsHow does the 14-day free trial work?We’ll ask for your payment details at sign-up, but you’re not charged until the trial ends. During the trial you get full platform access plus a dedicated fiduciary advisor.Is my bank account supported?Absolutely. Alphanso already links with 12,000+ U.S. based financial institutions - brokerage, checking, savings, and liability accounts. If yours isn’t on the list, email us at contactus@alphanso.ai and we’ll work to add it.Do I need to move money or meet a minimum?No minimums, no asset transfers. Because we charge no AUM% fee, you can keep every account right where it is.Are you a fiduciary?Yes. Every Alphanso advisor is legally obligated to put your interests first - no commissions, no hidden agendas.Can my partner and I plan together?Yes! You can plan your finances together as a couple.What estate-planning help is included?Elite Plan: Estate guidance, documentation, advisory, full legal setup, and partner-lawyer fees are all included.Advanced Plan: Estate guidance, documentation, and advisory are included (legal setup and lawyer fees not included)FAQsHow does the 14-day free trial work?We’ll ask for your payment details at sign-up, but you’re not charged until the trial ends. During the trial you get full platform access plus a dedicated fiduciary advisor.Is my account supported?Absolutely. Alphanso already links with 12,000+ U.S. based financial institutions - brokerage, checking, savings, and liability accounts. If yours isn’t on the list, email us at contactus@alphanso.ai and we’ll work to add it.Do I need to move money or meet a minimum?No minimums, no asset transfers. Because we charge no AUM% fee, you can keep every account right where it is.Are you a fiduciary?Yes. Every Alphanso advisor is legally obligated to put your interests first - no commissions, no hidden agendas.Can my partner and I plan together?Yes! Advanced Plan: two user profiles (perfect for couples) Elite Plan: up to four user profiles (great for families)What estate-planning help is included?Elite Plan: Estate guidance, documentation, advisory, full legal setup, and partner-lawyer fees are all included.Advanced Plan: Estate guidance, documentation, and advisory are included (legal setup and lawyer fees not included) --- Log inWatch demoBe a part of our growth storyAlphanso's diverse partner programs provide unique opportunities for personal and professional growth. We reward individuals who share our vision for wealth equality and are dedicated to making a positive impact.Affiliate partner programMaximize your earnings by partnering with us to promote and advance Alphanso's products and services. Benefit from attractive commissions and grow alongside a trusted brand.Become an affiliateInfluencer partner programInfluencers, expand your audience by promoting Alphanso’s mission and research across social media platforms. Enhance your brand visibility and make a meaningful impact.Start your influencer journeyAdvisor programLeverage your industry knowledge and expertise to drive Alphanso’s success. Gain recognition and reward through our equity compensation program.Discover our advisor programFAQsWhat are the main benefits of joining Alphanso’s Partner Programs?Joining Alphanso's Partner Programs comes with many benefits. You'll earn financial rewards, gain professional growth opportunities, and boost your brand visibility. You can make a meaningful impact in your field, expand your network, and access valuable resources and support. Plus, being associated with a trusted brand like Alphanso enhances your reputation.How do I apply for a partnership with Alphanso?Applying is easy. Visit our website and go to the partners page. There, you’ll find all the information about our partnership opportunities. Follow the instructions to submit your application. Our team will review it to make sure it's a good fit for both you and Alphanso.What types of partnership opportunities does Alphanso offer?We offer a variety of partnership opportunities. Alphanso is open to influencers, financial advisors, affiliates, and college students. Whatever your skills and interests, there's a program for you. We welcome your unique strengths to help us grow and support our mission.What are the general expectations for Alphanso partners?As an Alphanso partner, we expect you to align with our values and positively contribute to our brand. This could mean promoting our products, offering expert advice, engaging with audiences on social media, or taking part in specific projects. We value professionalism, creativity, and a commitment to excellence.How flexible are the commitment levels in Alphanso’s partner programs?We understand that everyone has different commitments. That’s why our partnership programs are flexible. We offer various levels of engagement to fit your schedule. Whether you want a full-time commitment or something more casual, we aim to accommodate your needs while ensuring mutual benefit and success. --- Log inWatch demoInvest with clarity, not complexityEvery dollar has a different meaning - and your strategy should reflect that.Watch demoOur edgeWe are passionate about empowering individuals take control of their investments and financial goals0%AUM fees10K+Financial metrics analyzed per instrument daily15K+instruments tracked and analyzed daily79%alpha generated from Oct 2022 - June 2025The returns provided are price returns and are derived from the diversified model portfolio of the top 30 stocks rebalanced daily.What do we offer?Wide range of instruments with data backed analysisStrategic diversification of a concentrated portfolioInternational market exposureprivate Equity exposureTheme based investingTax-optimized investing (long term, tax-loss harvesting)Retirement Planning (401k, Roth IRA)How does it work?We make it easy1Connect AccountsSchwab, Fidelity, Vanguard, E*TRADE, or open new with Alphanso.2Define Your Goals & RiskGrowth, income, stability, or a blend.3Select Strategy TypeCore allocation + optional theme collections.4Monitor & AdjustOur advisor and our models update recommendations in real time.Join usTwo ways to invest with AlphansoChoose the level of control that fits you. Switch anytime.Advisor guidedLink existing investments (read/read-write). Your advisor builds the plan, you approve and execute.Managed portfolioYour advisor manages investments through Schwab custodian access with your oversight.Why invest with Alphanso?It adapts to you From active trading to long-term ETFs; strategy evolves with you.It’s built to performTax-loss harvesting, predictive models, Monte Carlo forecasting simulations.It delivers79% alpha over S&P 500 from Oct 2022 - June 2025, flat fee, no commissions.The returns provided are price returns and are derived from the diversified model portfolio of the top 30 stocks rebalanced daily.ExpertiseInvest in what matters and what performsBeyond core allocations, we offer curated investment collections built around themes, market factors, and opportunities you care about.