Skwad

Use code WELCOME to get 30% OFF your first year.FeaturesBudgetingManage your personal budget with rollovers and comprehensive reports.Receipt scannerExtract and categorize every line item on your receipts.Bank statementsAutomatically convert bank statement PDFs into Excel.For couplesShare your accounts, bills, and budgets in real-time.Comparevs. Plaidvs. YNABvs. Monarch Moneyvs. Simplifivs. Actual Budgetvs. MintSupported banksGuidesHow to setup email alertsForwarding your bank alerts to your Skwad emailImporting old transactionsUpload CSV, OFX, or QIF files to import your transactions.Migrating from MintSkwad supports your old Mint exports.Optional bank syncUse Plaid or MX to connect your bank accounts.PricingLog inThe privacy-first budgeting appUnderstand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts.Start your free trialorContinue with AppleContinue with GoogleStart your free trialorContinue with AppleContinue with GoogleTurn bank alerts into categorized transactionsHow it works1. Get a scan addressSign up to receive your dedicated Skwad scan email address.Get started2. Send transaction alertsSet up automated spending & deposit alerts from your bank or credit card provider to your Skwad scan email address.See an example3. Skwad does the restSkwad converts these alerts into categorized transactions for you.Your browser does not support the video tag.Your browser does not support the video tag.Instant SyncAuto-categorize transactions on every swipe, tap, and transferStart your free trialEverything you need to navigate your financial journeyReliable connectivitySync directly from the source, not intermediariesNo more broken reconnectionsNo more passwords & 2FA headachesNo delayed transactionsTake control of your spendingMultiple budgeting optionsVisualize your cashflow & categoriesCompare spending to previous periodsExport your data for offline analysisUnderstand your financesAuto-import from your emailOptional bank linking if you need itExtract transactions from receipts and bank statementsImport from Csv, Excel, or QuickenCustomize your expensesFully customizable categoriesRecategorize, split, or hide transactionsBreakdown transactions into line itemsEnhance transactions with receipt dataNever miss a payment againGet alerts for upcoming billsLoan payment remindersSync bills to your calendarWave goodbye to late feesInstant double charge alertsMultiplayer modeInvite one or more companionsShare your accounts and transactionsEliminate debt togetherYour first companion is freeWhy members love SkwadSkwad is the only app that solves my problem. Other apps don't have support for my older bank, but I do get email alerts and Skwad parses them well.Cecilia B. 🇨🇦I stopped using other apps because I was forced to re-sync my accounts EVERY SINGLE TIME I logged in. I've never had this issue with Skwad, and my transactions appear instantly.Derek Z. 🇺🇸I use Skwad to track my personal and business transactions. I uploaded over 6000 transactions and they were processed instantly.Tammy C. 🇺🇸I was never comfortable with sharing my bank passwords, so I used spreadsheets. Before Skwad I spent hours manually adding each transaction into my tracker. Skwad saves me hours every month.Sonya O. 🇺🇸Before Skwad, the apps I tried all had the same connection problems with my bank. Skwad is the only app that never has issues pulling my transactions.Jason C. 🇨🇦As a Canadian looking for a Mint alternative, Skwad is the best option I've found.Elliot K. 🇨🇦Security & privacy concerns? We've got you coveredRead the fine print. Your money may not be insured if your bank password is leaked through a third-party app.Your password isn't the only thing at risk. Finance apps and their data providers have access to more information than you think.With third-party providersFull account numberRouting numbersLegal name and addressFull transaction historyAnd more...With Skwad, you're in controlTransaction and balance alerts you forward to SkwadWhy Skwad?No ads. No compromises.Our goal is to help you maintain your privacy and security while making better financial decisions. Sadly, the finance industry has become too comfortable with requiring you to provide your bank passwords to various apps and their third-party partners. Unlike other services, Skwad's email scans never require your bank passwords, account and routing numbers, or private information like your address or legal name — just simple transaction tracking and analysis.Skwad doesn't require bank logins for email scans, so there's no need to re-link accounts. Skwad's approach is also faster because your bank sends alerts immediately, and we process them instantly. Other apps typically refresh only after you login, or on a schedule, which can be hours or days after your purchase.We are here to assist you on your financial journey, and we promise never to sell you any unnecessary loans or credit cards. Additionally, we will never sell your data.Start your free trialDive inLearn more about Skwad and how we can help you achieve your goals.Skwad Widgets for iPhone and MacCheck your budget status, account balances, and recent transactions at a glance.Is it safe to connect your bank account to budgeting apps?Sharing your bank credentials with budgeting apps can violate your bank's terms of service.Introducing Skwad Rules and AutomationsCreate custom rules to automatically categorize, rename, and tag transactions.Understanding Your Money with Skwad Cashflow ReportsTrack net income, visualize money flow, and monitor your savings rate.Connect Your Bank Accounts with PlaidConnect 12,000+ financial institutions to Skwad with our Plaid integration.Introducing Skwad Budgeting V2Flexible envelope budgeting with rollover categories and powerful planning tools.Frequently asked questionsIs my bank supported?Your bank is supported if you receive email alerts for transactions or balance updates. Most banks and credit unions have this feature. Check out our list of common accounts that work with Skwad.My bank doesn't support email alerts. Can I still use Skwad?Yes. Skwad supports bank linking with support for 11,000+ financial institutions.What is a Skwad scan email address?After signing up, you'll receive a unique email address from Skwad. You can forward email receipts, transactions alerts from your bank, or send attachments to this address to have them processed. See how it works.Can I automatically import transactions?Yes. Both email scans and bank linking automatically import your transactions and balances.My bank only allows one email. Can I still use Skwad?Yes. Your bank alerts can be forwarded to Skwad from your primary email address.Are there different subscription plans available, and how do they differ?Yes, see our pricing section for more details.What about refunds or returns?Skwad will automatically identify and categorize refunds and returns as soon as your bank sends the alert.Can I upload my old transactions?Yes. You can upload CSVs, Excel, or Quicken files from services like Mint, or your bank or credit card provider.Can I manually add transactions?Of course! You can manually add transactions in the app by typing them in or uploading a receipt image.Can I track my net worth with Skwad?Of course! Both email alerts and bank linking can be used to track your net worth.How long do transactions take to process?With email alerts, transactions get synced in seconds. For bank linking, it depends on your bank and the data provider, but most typically sync in 24 hours.What file formats can I upload?You can upload images, pdfs, and csv files directly on the website or app.Is there a transaction limit?No, we don't have a transaction limit.Can I export my transactions?Yes, you can export all your transactions as a CSV file for your accountant or for your own analysis.© 2026 TCS Digital, LLC.Created and hosted in the USA 🇺🇸Data encrypted & stored with AWS 🔒Bootstrapped & funded by our users.CompanyAboutPricingFAQPartnershipsAffiliate programSkwad for CanadiansLegalTerms of servicePrivacy policyAnti spam policyLinksFor couplesSupported banksBudgetingReceipt scannerGet startedLoginCompareSkwad vs. PlaidSkwad vs. YNABSkwad vs. Monarch MoneySkwad vs. SimplifiSkwad vs. Actual BudgetSkwad vs. MintResourcesSkwad bookFree bank transaction categorizerHow to setup auto import without bank linkingBank linking with 11,000+ financial institutionsHow to auto sync transactions to Google SheetsHow to import old transactionsTry Skwad for freeStart your free trial --- Use code WELCOME to get 30% OFF your first year.FeaturesBudgetingManage your personal budget with rollovers and comprehensive reports.Receipt scannerExtract and categorize every line item on your receipts.Bank statementsAutomatically convert bank statement PDFs into Excel.For couplesShare your accounts, bills, and budgets in real-time.Comparevs. Plaidvs. YNABvs. Monarch Moneyvs. Simplifivs. Actual Budgetvs. MintSupported banksGuidesHow to setup email alertsForwarding your bank alerts to your Skwad emailImporting old transactionsUpload CSV, OFX, or QIF files to import your transactions.Migrating from MintSkwad supports your old Mint exports.Optional bank syncUse Plaid or MX to connect your bank accounts.PricingLog inSkwad is free for 15 daysExperience the most reliable bank connection for yourself.Try Skwad for free.Start your free trialorContinue with AppleContinue with GoogleDoes a good job maintaining connections with all my financial institutions, unlike some other apps I tried that repeatedly had issues connecting. The inclusion of cross-border accounts is super useful. At first there were transactions that I needed to categorize but the app learned very quickly. The budgeting page is easier to use than the other apps I tried. I find that this app has everything I need, is more reliable, and for a better price.Beth, Play Store Review (2025)Skwad is affordable for unlimited transactionsUnlimited transactionsFully customizable categoriesBills, subscriptions, & alertsAdvanced budgeting toolsMulti-currency supportSpending calendarTrack account balances & net worthAutomatic categorizationCSV and manual uploadsCustom reportsCustom tagsMobile appSync to Google SheetsShare accounts with familyEmail supportYearlyMonthlyDIYSync with email scans4.08USD / month($49 billed yearly)1 free companionSync from your emailLINKSync with bank linking5.42USD / month($65 billed yearly)Everything in DIYSync with Plaid* Plus tax where applicableGet started todayStart your free trialHow Skwad comparesSee how Skwad stacks up against other popular budgeting appsYNABMonarchSimplifiSkwadPricing$109/yr$99.99/yr$72 - $96/yr$49 - $65/yrInstant Tracking*via Email AlertsSync Without Sharing Bank PasswordsFully Customizable CategoriesBills Subscriptions and AlertsAdvanced Budgeting ToolsAutomatic CategorizationCSV and Manual UploadsReceipt ScanningStatement ScanningTransactions ExportShare Accounts with FamilyInstant Sync to Google SheetsEmail SupportPricingInstant TrackingSync Without Sharing Bank PasswordsFully Customizable CategoriesBills Subscriptions and AlertsAdvanced Budgeting ToolsAutomatic CategorizationCSV and Manual UploadsReceipt ScanningStatement ScanningTransactions ExportShare Accounts with FamilyInstant Sync to Google SheetsEmail SupportYNAB$109/yrMonarch$99.99/yrSimplifi$72 - $96/yrSkwad$49 - $65/yr*via Email AlertsThe app allows you to listen to email updates from your bank. This is a feature that’s missing in most budgeting applications. Support answers the same day, which is also convenient.John, App Store Review (2025)Start your free trialGet startedFrequently asked questionsIs there a free plan?No, but you can try Skwad for free for 15 days.Do I need a credit card to try Skwad?Yes, but you will not be charged during your free trial. We will also send you a reminder 7 days before your trial ends.Does the free trial include all features?Yes. Your free trial includes all features by default. You can switch your plans anytime.Can I invite my partner to Skwad?Yes. Every plan includes two Skwad profiles and one free companion. You can invite companions to one or both of your Skwads.Skwads are like workspaces that group your accounts and transactions. You can use multiple Skwads for different purposes, like personal and business finances.How much does an additional companion cost?Each skwad includes one free companion. Additional companions can be added for 50% of the plan price.Why is bank linking more expensive?Unlike email alerts, bank linking requires data from third-party providers which makes it more expensive. Learn more.© 2026 TCS Digital, LLC.Created and hosted in the USA 🇺🇸Data encrypted & stored with AWS 🔒Bootstrapped & funded by our users.CompanyAboutPricingFAQPartnershipsAffiliate programSkwad for CanadiansLegalTerms of servicePrivacy policyAnti spam policyLinksFor couplesSupported banksBudgetingReceipt scannerGet startedLoginCompareSkwad vs. PlaidSkwad vs. YNABSkwad vs. Monarch MoneySkwad vs. SimplifiSkwad vs. Actual BudgetSkwad vs. MintResourcesSkwad bookFree bank transaction categorizerHow to setup auto import without bank linkingBank linking with 11,000+ financial institutionsHow to auto sync transactions to Google SheetsHow to import old transactionsTry Skwad for freeStart your free trial --- Sign up to get startedStart your free trialorContinue with AppleContinue with GoogleAlready have an account? Sign inTerms of Service | Privacy PolicyI love the idea of using transaction alert emails to solve the open-banking problem.Jon M. 🇨🇦I love what you all are doing. As a security-conscious technologist, I thought I was going crazy watching all these big financial services and institutions give up on their in-house integrations. Giving your raw bank credentials to anybody is just...not OK.Chuck 🇺🇸I am stoked to see where Skwad can go as I love the email implementation and inherent security it offers.Taylor J. 🇨🇦I always avoided using budgeting apps because you had to link your bank account to the app using third party websites such as plaid. I was always concerned about giving away my banking login info to strangers. Thank you for coming up with a budgeting app that respects privacy!Skye C. 🇺🇸I think this app is great and solves the problem that has caused me to stop using like 5+ budget apps!Patrick L. 🇨🇦Very promising. I've had issues syncing my bank and this might just be the solution. I've always wanted to parse email notifs but haven't had time to do the automations to google sheets. This is exactly what I neededKevin 🇨🇦I'm absolutely jazzed about this serviceJody L. 🇨🇦Try SKWAD. It has a mobile app as well but one thing I like about it is that it has multiple ways to connect to your banks without having to put in your username or password. This is important to me from a privacy perspective because I heard that given out your bank information through these 'safe methods' can potentially open the door to some issues down the line. For example if you have some sort of fraud case, the banks might argue that you gave your information to other services and that potentially created the issue and they can use that a leverage to deny reimbursement.Reddit User 🇺🇸I can't seem to find a budgeting app that connects without tripping my security except for SKWADReddit User 🇨🇦Been using it for 4 months now to try out as I have a Rogers Mastercard—ive had no issues with it with that account.Reddit User 🇨🇦I love the idea of using transaction alert emails to solve the open-banking problem.Jon M. 🇨🇦I love what you all are doing. As a security-conscious technologist, I thought I was going crazy watching all these big financial services and institutions give up on their in-house integrations. Giving your raw bank credentials to anybody is just...not OK.Chuck 🇺🇸I am stoked to see where Skwad can go as I love the email implementation and inherent security it offers.Taylor J. 🇨🇦I always avoided using budgeting apps because you had to link your bank account to the app using third party websites such as plaid. I was always concerned about giving away my banking login info to strangers. Thank you for coming up with a budgeting app that respects privacy!Skye C. 🇺🇸I think this app is great and solves the problem that has caused me to stop using like 5+ budget apps!Patrick L. 🇨🇦Very promising. I've had issues syncing my bank and this might just be the solution. I've always wanted to parse email notifs but haven't had time to do the automations to google sheets. This is exactly what I neededKevin 🇨🇦I'm absolutely jazzed about this serviceJody L. 🇨🇦Try SKWAD. It has a mobile app as well but one thing I like about it is that it has multiple ways to connect to your banks without having to put in your username or password. This is important to me from a privacy perspective because I heard that given out your bank information through these 'safe methods' can potentially open the door to some issues down the line. For example if you have some sort of fraud case, the banks might argue that you gave your information to other services and that potentially created the issue and they can use that a leverage to deny reimbursement.Reddit User 🇺🇸I can't seem to find a budgeting app that connects without tripping my security except for SKWADReddit User 🇨🇦Been using it for 4 months now to try out as I have a Rogers Mastercard—ive had no issues with it with that account.Reddit User 🇨🇦Sign up to get startedStart your free trialorContinue with AppleContinue with GoogleAlready have an account? Sign inTerms of Service | Privacy Policy --- Use code WELCOME to get 30% OFF your first year.FeaturesBudgetingManage your personal budget with rollovers and comprehensive reports.Receipt scannerExtract and categorize every line item on your receipts.Bank statementsAutomatically convert bank statement PDFs into Excel.For couplesShare your accounts, bills, and budgets in real-time.Comparevs. Plaidvs. YNABvs. Monarch Moneyvs. Simplifivs. Actual Budgetvs. MintSupported banksGuidesHow to setup email alertsForwarding your bank alerts to your Skwad emailImporting old transactionsUpload CSV, OFX, or QIF files to import your transactions.Migrating from MintSkwad supports your old Mint exports.Optional bank syncUse Plaid or MX to connect your bank accounts.PricingLog inBudgetwithout compromisesManage multiple budgets tailored to your unique needs with revolving budget cycles, reviews, and comprehensive reports.Start your free trialorContinue with AppleContinue with Google+$350 saved this month!On track with spending!Tools that just make senseUncomplicate your financesForget steep learning curves and overwhelming interfaces. Get started quickly, and manage your money effectively without needing a PhD in finance.Envelope budgetingKeep it simple by allocating funds to different categories and tracking your spending against them.Plan aheadBudget for the coming month or yearTrack your spending against each budget categoryEach category is fully customizableStay on trackReview & adjust your budget every cycleCompare your budget highlights to previous cyclesRollover unused funds to the next budget cycleProject-based budgetingKick it up a notch by planning for a specific project or event, like a wedding or vacation.Create sub-categories tailored to your projectGroup transactions under specific categoriesCarve out funds for future expensesGet updates about vendor payments & due datesBudget reviewsRegular budget reviews are crucial for maintaining financial health and achieving your goals.Analyze spendingReview your transactions across all categories to identify areas where you're overspending or underspending.Quick adjustmentsEasily modify your budget by reallocating funds. If you consistently overspend in one category and underspend in another, you can adjust accordingly.Flexible savingsRoll over unspent funds from one month to the next. This feature is particularly useful for irregular expenses or saving for larger purchases.Why budget with Skwad?Privacy-first budgeting that puts you in controlAt Skwad, we understand that your financial security and privacy are paramount. That's why we've eliminated the need for direct bank connections or sharing sensitive login credentials. Skwad categorizes your transactions using your existing bank alerts, ensuring your financial data remains private and always protected.Unlike other budgeting apps that rely on unreliable direct bank connections, Skwad offers unparalleled connectivity and reliability. By leveraging your existing bank alerts, our app ensures that your financial data is always up-to-date and accurate. With Skwad, you'll never have to worry about lost connections or missed transactions again. Experience the peace of mind of knowing your financial data is secure, accurate, and always at your fingertips.Start your free trialFrequently asked questionsAnswers to common questions about budgeting with SkwadCan I customize my budget categories in Skwad?Yes, Skwad allows you to create custom categories and groups tailored to your specific needs.Can I adjust my budget mid-month?Absolutely. Skwad allows you to easily modify your envelope allocations at any time to accommodate changing circumstances.Can I set savings goals with Skwad?Yes, you can create specific envelopes for savings goals and allocate funds to them regularly.Can I roll over unspent money to the next month?Yes, Skwad allows you to roll over unspent funds in any envelope to the next month or reallocate them as needed.© 2026 TCS Digital, LLC.Created and hosted in the USA 🇺🇸Data encrypted & stored with AWS 🔒Bootstrapped & funded by our users.CompanyAboutPricingFAQPartnershipsAffiliate programSkwad for CanadiansLegalTerms of servicePrivacy policyAnti spam policyLinksFor couplesSupported banksBudgetingReceipt scannerGet startedLoginCompareSkwad vs. PlaidSkwad vs. YNABSkwad vs. Monarch MoneySkwad vs. SimplifiSkwad vs. Actual BudgetSkwad vs. MintResourcesSkwad bookFree bank transaction categorizerHow to setup auto import without bank linkingBank linking with 11,000+ financial institutionsHow to auto sync transactions to Google SheetsHow to import old transactionsTry Skwad for freeStart your free trial